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Financial empowerment series with maggie’s place

We work with partner organizations throughout the Valley to provide classes to their participants and meet them where they are at. This series is being offered to our friends at Maggie’s Place, but ALL are welcome to register and join us online!

We imagine an equitable and inclusive society where women, people of color, and especially women of color can thrive; therefore, our Economic Empowerment courses are free for the public. Our classes are taught by a rock-star group of volunteers who all come from various financial backgrounds.

This series will offer a fundamental understanding of personal finances, covering materials from setting a spending plan to understanding your renters rights. Check out the class schedule to learn more and register.

Class Schedule

All of the courses will be taking place in via Zoom beginning at 5:30pm. Please register for each course you plan to attend. After you register for each course, you will receive the appropriate Zoom link per class.

For many buyers, the process of purchasing a home can seem complicated and overwhelming. Taking part in homeownership education offers huge financial and practical benefits and can help a buyer understand the process, ultimately reaching a position of being mortgage-ready. This class will help you decide how much you can afford, go over the home-buying process, and the responsibilities you will need to cover as a new homeowner.

This course teaches the basics of insurance and how to select plans that are right for you and your family. Learn what insurance can do for you, why it is important to invest in insurance, and the different types of insurance (health, auto, life, disability, homeowners, and more).

Resumes are an important document that helps you introduce yourself to potential employers. They allow you to show others all that you have already accomplished! This class will teach you what goes on a resume, its importance in the workforce, and tips for how to write your best resume.

We will cover what a bank can do for you, the benefits of having a bank account, common language associated with banking, the difference between banks and credit unions, and checking account basics.

Through this course, you will understand the difference between assets and liabilities and the term “net worth.”  You will learn how to create your own “spending plan” and record-keeping system and the benefits of doing so. You will learn how to read a paycheck and understand what each deduction is. Finally, we will help you define where you are on your financial journey and identify the next steps in moving forward to reach your financial goals.

By the end of this course, you will be able to understand how to anticipate and overcome obstacles to reaching your SMART (specific, measurable, attainable, relevant, and time-based) goals and identify ways you can find money to save. We will also show you how to identify your spending leaks.

In this session we will cover the benefits of using credit wisely, how to check and raise your credit score, and the differences between good and bad debt. We will help you recognize the signs of debt distress and understand why we should be concerned about debt and the overall cost of debt. Finally, we will show you ways to start managing debt.

By the end of this session, you will understand:

  • what to look for when searching for a place
  • rental agreements and renters’ rights
  • the process of securing and moving into a rental unit
  • how to maintain your rental unit
  • landlord obligations
  • how to receive your security deposit back

Questions? Please contact learn@ywcaaz.org

EMPOWERED BY

This program is generously empowered by Comerica Bank. Want to empower our Mission? Email engage@ywcaaz.org to learn more!

There are many ways to get involved with YWCA Metropolitan Phoenix