Financial Education

YWCA Metropolitan Phoenix seeks to advance its mission of empowering women and eliminating racism by fostering proactive educational programs and community collaborations focused on creating positive systemic change addressing financial equality for women and families. If you prefer to view this page in another language, please choose your language preference at the top of the page.

Own It! is four-week program offered at two levels. Both levels of learning provide students with the knowledge and tools they need to become financially stable and independent. We offer our Own It! Level I & II classes in both English and Spanish. All classes are offered at no cost and are taught by YWCA volunteers, all of whom are financial professionals.

Enroll today and take the first steps to financial freedom!

Own It! Series Level I

Our level I course focuses on introductory financial topics. This four-week program provides students with the knowledge and tools they need to become financially stable and independent. During the level I course we will explore the following topics:

  • SMART Goals
  • Expense Tracking
  • Spending Plans
  • Using Credit Wisely
  • Increasing Savings
  • Reducing Debt

Own It! Level I:
This class is only offered as a four-part series meeting each week.
Times: Currently not scheduled, please check our calendar for other classes
Dates: Currently not scheduled, please check our calendar for other classes

Own It! Series Level II

Our Own It! Level II course continues lessons in Own It! Level I in further depth and detail. Our expert instructors will dive deep into budgeting, financial planning, credit and debt management. If you enjoyed Own It! Level II we guarantee you will walk away from our second part to the series of classes feeling empowered to take on your finances! Topics in Level II include:

  • Assess your current financial condition
  • Create a spending plan to guide your spending and saving
  • Understand the benefits of using credit wisely
  • Recognize the signs of debt distress
  • Understand the difference between good and bad debt
  • Implement goal setting
  • Understand basic investing
  • Understand the importance of retirement planning
  • Understand basic estate planning

Own It! Level II:
This class is only offered as a four-part series meeting each week.
Times: Currently not scheduled, please check our calendar for other classes
Dates: Currently not scheduled, please check our calendar for other classes

Women in America earn 82 cents for every dollar that white men earn. The amount a woman is paid changes based on her race as well. Black women make 62 cents, Native women make 57 cents, and Latinas are the lowest at 54 cents. Lost wages mean women have less money to support themselves and their families, save and invest for the future, and spend on goods and services. Families, communities, and the economy suffer as a result.

In honor of Women’s Equal Pay Day, the date in 2020 when women make the same that white men do in 2019, join YWCA Metropolitan Phoenix in empowering women to close the wage gap.

This three-part educational series is geared towards providing women with the skills and knowledge to advocate for themselves and their families during wage negotiations. Part one begins with an orientation via Zoom and part two is a self-directed class designed by AAUW. The third part includes a review, practice, and coaching session that connects students with our coaches and others committed to closing the pay gap for all women!

Once registered for the virtual class our Prosperity Team will send additional course information and links. The Self-guided class must be completed prior to attending the review and coaching session.  Orientation is 20  minutes in length, the AAUW Self-guided course takes 2-3 hours to complete and the coaching and review session will be an additional two hours in length, taught with live instructors virtually.

Times: 5:30pm – 6:00pm
Dates: Tuesday, October 13th

YWCA Metropolitan Phoenix is thrilled to be partnering with MoneyW!SE and the Financial Planning Association of Phoenix to offer a 12 week financial literacy certification program.

Through MoneyW!SE, survivors of domestic violence will learn to become more financially literate, financially confident adults. This 12-week course on personal finance culminates in the MoneyW!SE Financial Literacy Certification Test, a nationally standardized exam. Students who pass become Certified Financially Literate, a credential that helps them at their jobs and in their search for work. Our course creates a safe space where students can learn and ask questions while being surrounded by people going through similar life circumstances.​

Times: 5:30pm – 7:00pm
Dates: Thursday, October 1, 8, 15, 22, 29 and November 3, 5, 10, 12, 17, 19

For many buyers, the process of purchasing a home can seem complicated and overwhelming.

Our Homeownership 101 class is led by industry experts and is designed to help you surmount all these hurdles. Taking part in homeownership education offers huge financial and practical benefits and can help a buyer understand the process, ultimately, reaching a position of being mortgage-ready. This two-hour class will cover the following topics:

  • Budgeting and saving for a home
  • How much home can you afford?
  • Mortgage process
  • Resources for homebuyers
  • Credit reports and how they are scored
  • How to improve your credit for homeownership
  • New responsibilities of homeownership
  • How to choose a real estate agent
  • Shopping for a mortgage loan and the closing process
  • Roles of professionals involved in home purchases

Times: 6:00pm – 8:00pm
Dates: Friday, September 25

The COVID-19 pandemic presents an unprecedented economic impact on people throughout the World. In response the U.S. Government has created legislation to provide stimulus and relief for Americans. Navigating the rules and guidelines and understanding how it can impact you can be overwhelming. This two-hour workshop will provide information about unemployment benefits in Arizona during this ever-changing economic environment. We will address the following questions to help you feel safe and informed:

  • How to apply?
  • What does the CARES Act expansion include?
  • Who is eligible?
  • Does everyone need to file?
  • What if I am already collecting unemployment?
  • Where is Arizona in the process?
  • Keeping informed during an environment of change

Times: 5:30pm – 6:30pm
Dates: Friday, September 18

Insurance 101 teaches the basics of insurance and how to select plans that are right for you and your family. Learn what insurance can do for you, why is it important, the types of insurance, and protect your family. This two-hour class will cover the following topics:

  • Risk Management
  • How Insurance Works
  • Types of Insurance
    • Health Insurance
    • Auto Insurance
    • Life Insurance
    • Homeowner’s/Renter’s Insurance
    • Disability Insurance
    • Long Term Care Insurance
  • Evaluating Your Insurance Coverage

Times: Currently not scheduled, please check our calendar for other classes
Dates: Currently not scheduled, please check our calendar for other classes

Understanding health insurance and the many options can be very overwhelming. Knowing how health insurance can help you is very important, as it is a good way to manage your health care costs. Health Insurance 101 will teach you what you need to know to make informed decisions on the variety of insurance options. Join us and prepare yourself and your family for future medical needs. This two-hour class will cover the following topics:

  • How health insurance works
  • Health insurance type, coverage, and options
  • Health insurance terms
  • The cost of health insurance
  • Types of health insurance and options
  • How to acquire health insurance
  • Supplemental Insurance types:
    • Cancer
    • Disability
    • Long term care
  • ABLE and PASS accounts

Times: Currently not scheduled, please check our calendar for other classes
Dates: Currently not scheduled, please check our calendar for other classes

Our financial coaches can provide one-time or ongoing coaching to help financial dreams become a reality.

Sometimes we need one on one support to help achieve our goals. We recommend participating in both our workshops and coaching, however coaching is also available by itself in the event that workshop participation is not possible. If you are interested in coaching, please fill out the form below and one of our financial coaches will be in touch.

Get InvolveD

Your voice matters as we stand up for social justice, help families and strengthen communities. Whether you have time, talents, or treasures to contribute, learn how you can plug in to the YWCA community.